In an increasingly globalized and complex market economy, companies need to identify and understand the risks that they are unavoidably subjected to.


OXERISK cooperates with its customers to identify the risks associated to their activities and procedures, to check their probability of occurrence, to launch prevention processes, and to identify the best solutions for their transfers.


OXERISK’s Risk Management & Risk Solutions Unit is composed by experts able to develop and identify actions of intervention in the Risks section. OXERISK employs the processes of Risk Management using highly customized methodologies and techniques. Risk management’s processes are shared and conducted with the full involvement of its customer.


The Risk management procedure is divided into three phases:


Risk Evaluation


OXERISK dedicates itself to a careful analysis of the risk profiles to which the company is exposed, and to an assessment of the economic impact of the verification of prejudicial events. The analysis is aimed at highlighting all the opportunities and potentialities, as well as defining the protection priorities that the company must adjust.


Risk Mitigation


Adjustments or implementation of appropriate measures may result in the reduction, if not the complete elimination, of part of the detected risks. The consultation offered by OXERISK also includes the definition of the best strategies to mitigate these types of risks, and includes various forms of intervention aimed at reducing the likelihood of an adverse event occurring and the severity of the damage resulting from its arising through systems of prevention.


Risk Transfer


Most of the risks cannot be avoided, as they are not directly dependent on the corporate organization, but on external factors that are hardly foreseeable. In these cases, it is necessary to transfer them to the insurance system. OXERISK, as a broker, searches for the most suitable covers, according to specific requirements on national and international markets.


Risk Management aims at:

  • Protect strategic assets to ensure productive capacity;
  • Analyze and manage strategic, operational and financial risks;
  • Come up beside customers to obtain access to financing, and reduce real and perceived risks. 
  • Reduce real and perceived risks (Loss Prevention).